“How do I find an agent who actually understands short-term rentals?” When I decided to focus my real estate work on short-term rentals, I wanted to know if I was onto something real, so I asked the people who see this market every day. Local agents, property managers, and lenders all told me some version of the same thing: buyers here need an agent who looks at vacation rentals through an investor’s lens, and not many agents in the area focus on that specifically. That stuck

“Wait, you don’t need my tax returns?” That was my reaction the first time a lender walked me through a DSCR loan. I’d assumed financing an investment property would look like every other mortgage: pay stubs, W-2s, two years of tax returns, and a long look at my personal income. Instead, the conversation kept coming back to the property itself. What will it earn? What will it cost to carry? Does the math work? That was a lightbulb moment, and it’s the same one I see on buyers